Term Insurance News
HNI Term Insurance Demand Doubles in Two Years
HNI term insurance demand doubled in two years, with ₹3 crore covers up 45% YoY. Young buyers aged 30-39 are driving the shift toward higher coverage.
Jargon-free guides to help you understand, compare, and choose the right term insurance plan for your family.
Insurance isn’t just about money. It’s about time, and how you see your future. Do you need cover only while your kids grow up and loans run their course? Or do you want a policy that follows you to the very end, even at 99 years old? That’s the split between Term Insurance and Whole … Read more
TLDR: Even genuine claims may be rejected due to non-recognised hospitals, disease misclassification, lapsed policies, minor document errors, or undisclosed medical histories. Insurance is bought with the belief that it will protect us in moments of crisis. Yet many families discover that claims can be rejected for reasons they never imagined. The emotional toll is heavy, … Read more
Interactive tools to help you make smarter insurance decisions
Upload your policy PDF and get a plain-English breakdown of what's covered, what's not, and what to watch out for.
Try NowEstimate your term insurance premium based on age, coverage, and lifestyle.
Try NowFind out exactly how much term cover your family needs, adjusted for inflation.
Try NowScore your family's financial safety net and see where the gaps are.
Try NowTake a 2-minute quiz to find out if you're truly ready for the unexpected.
Try NowBrowse plans tailored to your life stage and needs
Young professionals and new parents — lock in low premiums early.
Explore Plans👨👩👧👦Mid-career families with growing responsibilities and expenses.
Explore Plans🧓Coverage options for those in their 50s and 60s approaching retirement.
Explore Plans✈️Indians living abroad who want to protect family back home.
Explore Plans💎High-value coverage for high-income professionals and business owners.
Explore Plans⚠️Smokers, tobacco users, and those with pre-existing conditions.
Explore PlansDeep-dive into every aspect of term insurance
Understand what term insurance is, how it works, and why every Indian family needs one.
Step-by-step guides to buying term insurance online or offline — no jargon, no confusion.
Term vs endowment, ULIP, money-back — see how term insurance stacks up against every alternative.
Everything you need to know about filing claims, required documents, and getting payouts.
Keep your policy active — lapse & revival, grace periods, premium holidays, and more.
Comprehensive guide to buying and managing term insurance from abroad as an NRI.
Latest from the world of term insurance in India
HNI term insurance demand doubled in two years, with ₹3 crore covers up 45% YoY. Young buyers aged 30-39 are driving the shift toward higher coverage.
A pan-India survey of 450 buyers and agents finds that 63% of life insurance customers received less than one hour of explanation before buying multi-year policies, and the same proportion believe their agent prioritised commissions over their needs.
IRDAI Member Deepak Sood calls out high distribution costs and mis-selling as the two biggest barriers to expanding insurance coverage in India, where penetration has stalled at 3.7% for two years.