Effective Date: 27 May 2025

At Gyansurance, our mission is to make term insurance simple, clear, and accessible for every Indian. We understand that life insurance is a long-term financial commitment, and making the wrong choice can have serious consequences for families. That is why our focus is on providing educational, unbiased, and trustworthy content — so you can make informed decisions with confidence.

This Editorial Policy explains how our content is created, reviewed, and maintained to ensure the highest possible standards of accuracy, clarity, and integrity.

1. Purpose of Our Content

Our articles, guides, and calculators are designed to:

• Educate: Break down complex insurance topics like premiums, riders, claims, tax benefits, and coverage amounts into simple, understandable language.
• Empower: Provide practical knowledge that helps readers compare options and understand policies better
• Clarify: Cut through jargon, myths, and marketing hype around term insurance.

We do not provide personalised insurance or financial advice. Every individual’s situation is unique, and we encourage readers to consult licensed financial or insurance advisors before making purchase decisions.

2. How Content is Created

Our content is developed using a blend of advanced technology and human expertise:

• AI Research Tools: We use AI to collect data, analyse trends, and structure drafts quickly.
• Expert Human Review: Every piece of content is edited, contextualised, and validated by professional writers and reviewers with knowledge of the Indian insurance market.
• Regulatory Awareness: We reference trusted sources such as IRDAI circulars, government websites, and reliable financial publications to ensure compliance and accuracy.
  
  

This hybrid model helps us combine speed and efficiency with depth and reliability.

3. Accuracy and Fact-Checking

• All statistics, rules, and product information are verified before publication.
• We cross-check details against official sources like insurers’ disclosures, IRDAI guidelines, and government websites.
• Where information is time-sensitive (such as tax rules or regulatory updates), we aimto update content regularly to reflect the latest changes
• If errors are discovered, we commit to correcting them quickly and transparently.
  
  

4. Neutrality and Independence

• Gyansurance is an independent educational portal. We do not act as agents, corporate agents, or intermediaries of insurers.
• Our editorial content is created without favouring any specific insurer, product, or brand.
• If we publish content that includes sponsored material or affiliate links, we will clearly label and disclose it.
• Our comparisons, guides, and calculators are based on publicly available information and designed to help readers make their own decisions — not to promote one insurer over another.

 

5. Language and Accessibility

We aim to make insurance content understandable for the widest possible audience in India

• Our primary language is simple English, with light Hindi sprinkles where they add clarity or relatability
• We avoid technical jargon unless necessary, and when used, we explain it in plain terms.
• Content is written with a focus on everyday examples so that readers from all walksof life can grasp the key points.

 

6. Corrections and Feedback

We recognise that despite our best efforts, errors may occasionally occur. If you find incorrect, outdated, or unclear information on our website, we invite you to let us know at [Your Email].

We will review your feedback promptly and, if necessary, update the content to maintain our commitment to accuracy.

7. Compliance with Indian Laws

All our content is created with awareness of:

• IRDAI (Insurance Regulatory and Development Authority of India) guidelines for accuracy and representation.
• ASCI (Advertising Standards Council of India) code of conduct to avoid misleading claims.
• IT Act, 2000, which governs digital publishing and online responsibility in India.

This ensures our editorial practices meet both legal and ethical standards.

8. Our Editorial Promise

Every time you read an article, guide, or calculator on Gyansurance, you can trust that it is:

• Accurate – fact-checked and regularly updated.
• Unbiased – free from insurer influence.
• Accessible – written in simple language for everyday readers.
• Responsible – aligned with Indian laws and industry standards.

Because when it comes to protecting your family’s future, you deserve nothing less than clarity and trust.