Effective Date: 27 May 2025

At Gyansurance, your privacy matters to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website. By using our website, you agree to the terms outlined below.

This Policy is published in compliance with:

• The Information Technology Act, 2000, and
• The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (SPDI Rules).

It applies to both current and past visitors of our website.

1. Information We Collect

When you use our website, we may collect the following types of data:

a) Non-Personal Data
This includes information that does not directly identify you but helps us understand how visitors use our site, such as:

• Browser type and version
• Device details (desktop/mobile)
• IP address and approximate location
• Pages visited and time spent
• Technical data collected through cookies and analytics tools

b) Voluntary Data
This is information you choose to provide to us, such as:

• Inputs in calculators (like coverage or premium details)
• Newsletter subscriptions (name, email, etc.)
• Information submitted through feedback forms or contact requests

2. How We Use Your Information

We use the information we collect for the following purposes:

• Improving user experience: Understanding how visitors use our site so we can make navigation, design, and features better. 
• Personalization: Making our calculators and content more relevant to you.
• Analytics: Tracking overall usage patterns to improve website performance and content quality.
• Communication: Sending updates, newsletters, or educational content, but only if you voluntarily subscribe.

We do not use your data for selling insurance products directly, nor do we use it for telemarketing or unsolicited communication.

3. Cookies and Tracking

Our website uses cookies and similar technologies to:

• Remember your preferences for future visits.
• Measure website traffic and performance.
• Understand visitor behaviour to improve content and features.

You can choose to disable cookies in your browser settings. However, some parts of the website may not function properly without cookies.

We may also use trusted third-party services such as Google Analytics, which set their own cookies to help us track website performance. These third parties have their own privacy policies, which you are encouraged to review.

4. Data Sharing

We respect your privacy and follow a strict no sale or rent policy

• We do not sell or rent your personal data to third parties under any circumstances.
• Data may be shared only with trusted service providers (such as analytics platforms, newsletter/email delivery tools, or website hosting partners).
• Such sharing happens strictly for operational and technical purposes, and service providers are expected to maintain appropriate confidentiality and security standards.

5. Your Rights

As a user, you have the following rights:

• Access and Deletion: You may request that we delete any personal data you have voluntarily provided.
• Opt-Out: You may opt out of receiving newsletters or communications at any time
• Control Cookies: You may manage or block cookies through your browser settings.

We will make reasonable efforts to respond to such requests promptly, in compliance with applicable Indian laws.

6. Data Security

We take reasonable technical and organizational measures to protect your information from unauthorized access, loss, misuse, or disclosure. These measures include:

• Use of secure servers and encryption where applicable
• Restricted access to personal data on a need-to-know basis
• Regular monitoring of website security

However, please note that no system is 100% secure, and we cannot guarantee absolute protection of your data.

7. Legal Compliance

This Privacy Policy is aligned with:

• Indian IT Act, 2000 and its SPDI Rules
• Principles similar to global best practices such as GDPR where applicable

If required by law, we may disclose information to government authorities, regulators, or courts in good faith to comply with legal obligations.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in law, technology, or our services. Updated policies will be posted on this page with the “Effective Date” clearly mentioned at the top.

We encourage you to review this page periodically to stay informed about how we protect your information.

9. Contact & Grievance Redressal

If you have any questions, complaints, or requests regarding your data, please contact us at:

• Email : 📧 
• Address:

As per the Information Technology Act, 2000, our Grievance Officer is:

• Name: [Grievance Officer Name]
• Email: [Grievance Officer Email]

We will acknowledge complaints within a reasonable time and aim to resolve them promptly, in accordance with applicable Indian laws.