Privacy Policy

Introduction

This privacy policy explains how Gyansurance collects, uses, stores, and protects your data. The policy complies with India's Information Technology Act, 2000 and the SPDI Rules, and applies to both current and past visitors of this website.

1. Information We Collect

Non-Personal Data

• Browser type and version
• Device details (desktop/mobile)
• IP address and approximate location
• Pages visited and time spent
• Technical data via cookies and analytics tools

Voluntary Data

You may choose to provide information such as:

• Calculator inputs (coverage or premium details)
• Newsletter subscription details
• Feedback forms or contact requests

2. How We Use Your Information

Your data supports the following purposes:

• Improving user experience and site navigation
• Personalising calculators and content
• Conducting analytics on usage patterns
• Sending updates or newsletters (when subscribed)

We do not use your data for direct insurance sales, telemarketing, or unsolicited communications.

3. Cookies and Tracking

Cookies help us remember your preferences, measure traffic, and understand visitor behaviour. You can disable cookies through your browser settings, though some features may not function properly.

Third-party services like Google Analytics use their own cookies and maintain separate privacy policies.

4. Data Sharing

We follow a strict no-sale policy:

• Personal data is never sold or rented
• Data may be shared only with trusted service providers for operational purposes
• Service providers are required to maintain confidentiality standards

5. Your Rights

You have the right to:

• Access and request deletion of voluntarily provided data
• Opt out of newsletters and communications at any time
• Manage or block cookies through browser settings

6. Data Security

We implement reasonable technical and organisational measures to protect your data:

• Secure servers and encryption
• Restricted access on a need-to-know basis
• Regular security monitoring

No system can guarantee absolute protection.

7. Legal Compliance

This policy aligns with the Indian IT Act, 2000, SPDI Rules, and global best practices similar to GDPR. Information may be disclosed to authorities when legally required.

8. Changes to This Privacy Policy

Updates reflecting legal, technological, or service changes will be posted with clear effective dates. We recommend reviewing this page periodically.

9. Contact

For questions about this privacy policy or to exercise your data rights, contact us at editorial@gyansurance.com