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Term vs endowment, ULIP, money-back — see how term insurance stacks up against every alternative.
Everything you need to know about filing claims, required documents, and getting payouts.
Keep your policy active — lapse & revival, grace periods, premium holidays, and more.
Comprehensive guide to buying and managing term insurance from abroad as an NRI.
Where do LIC, HDFC Life, ICICI Pru, and SBI Life actually earn their money? Six years of product mix data from investor presentations, with VNB margins.
Analysis, opinion, and real cases from the insurance world
LIC’s 61st month persistency dropped from 63.1 to 59.3 percent in FY26. Three of four listed private insurers saw the same ratio fall. Between 36 and 45 percent of policies sold five years ago have lapsed.
59.1% of life insurance court disputes (994 cases) involve non-disclosure of medical history. It is the single most common reason insurers reject death claims. Your policy is most vulnerable in the first 2-3 years. Of 10 court cases with computable dates, 9 deaths occurred within 2 years of buying the policy. After 36 … Read more
Latest from the world of term insurance in India
IRDAI has asked insurers to define “claim” and standardise claim settlement ratio. The answer matters for every term insurance buyer comparing CSRs.
100% FDI, Bima Trinity, zero GST, and a distribution reform crackdown. Every 2026 insurance reform explained with what it means for you.
IRDAI is collecting granular commission data from every life insurer. The numbers explain why agents push endowments over term plans — and what the commission restructuring could change.
