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ICICI Prudential Term Insurance Plans and Review

Everything about ICICI Prudential term insurance plans, premiums, claim settlement, and buying guide.

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ICICI Prudential term insurance guide - risograph illustration of overlapping hexagons representing partnership

ICICI Prudential Term Insurance: Full Guide

ICICI Prudential Life Insurance is a joint venture between ICICI Bank (51%) and Prudential Corporation Holdings (22%), and was the first Indian life insurer to list on stock exchanges when it went public in 2016. In term insurance specifically, the company is known for its flagship iProtect Smart range, which has expanded over the years … Read more

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IRDAI Key Metrics for ICICI Prudential

FY 2024-25 | IRDAI Annual Report & Handbook

99.34%

CSR (Count)

98.33%

CSR (Amount)

212%

Solvency Ratio

3.5%

Lapse Ratio

58.8%

5yr Persistency

12,401

Claims Settled

CSR = Claim Settlement Ratio (individual death claims). Solvency as of March 2025. Persistency = % of policies still in force at 61st month. Count-Amount gap: 1.0pp.

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