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HDFC Life Term Insurance Plans and Review

Everything about HDFC Life term insurance plans, premiums, claim settlement, and buying guide.

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HDFC Life term insurance guide - risograph illustration of digital dashboard with growth curve

HDFC Life Term Insurance: Full Guide

HDFC Life is India’s largest listed private life insurer by market capitalisation, and its term insurance portfolio carries one of the most consistent claim settlement records in the industry. Founded in 2000 as a joint venture with Standard Life Aberdeen (UK), the company today operates as a subsidiary of HDFC Bank, which holds approximately 50.41% … Read more

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IRDAI Key Metrics for HDFC Life

FY 2024-25 | IRDAI Annual Report & Handbook

99.71%

CSR (Count)

98.14%

CSR (Amount)

194%

Solvency Ratio

3.3%

Lapse Ratio

52.4%

5yr Persistency

19,724

Claims Settled

CSR = Claim Settlement Ratio (individual death claims). Solvency as of March 2025. Persistency = % of policies still in force at 61st month. Count-Amount gap: 1.6pp.

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