Topic

Trust Index

The Gyansurance Trust Index: composite insurer scores across claims, persistency, grievances, and solvency from IRDAI data.

2 articles

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Data-Backed GyanTrust Index

LIC or Private Insurer? What 10 Years of Data Actually Shows

LIC handles 84% of all death claims by count but only 62% by amount. Private insurers handle fewer claims but each one is worth 3.2x more on average. Private insurers now have a higher CSR by count (99.17%) than LIC (98.15%) as of FY 2024-25. This flipped in FY 2023-24 after decades of … Read more

26 March 202612 min read

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Data-Backed GyanTrust Index

Life Insurance Mis-Selling: 3 Warning Signs in IRDAI Data

Low persistency, high ombudsman complaints, and rising grievances form a mis-selling fingerprint in IRDAI data. Check these 3 signals before choosing an insurer.

26 March 202612 min read